What Are Duplicate Checks?

Duplicate checks are a type of check book that makes it easy to keep track of issued checks. Behind each check is a thin sheet of paper that records the checks you write. See how duplicate checks work, why some people choose to use them, and alternative options to consider.

What are duplicate checks?

When you order duplicate checks, you receive a checkbook that contains a copy of each check you write. These copies are recorded on thin sheets of paper behind each check. These pieces of paper are the "duplicates".

Having a duplicate makes it easy to see who you paid, how much you spent, and when the check was issued. The entire check is copied, so you can see everything you've written elsewhere as well, as if you've added your phone number to the beginning of the check. However, your signature is generally locked to prevent someone stealing your checkbook from duplicating your signature.

You can access your account online or request cleared checks from your bank to get this information, but if you want to easily view your past payments, you may want to double your checks.

How do duplicate checks work?

Duplicate checks come with the same type of binding as individual checks. This allows them to fit wherever you have kept your regular checks. With duplicates, each check is followed by a thin sheet of paper that acts like a carbon copy.

The copy has the same printed check number for reference. As you write a check, the pressure of the pen transfers everything you write to the duplicate.

After completing the check, simply tear the check, leaving the duplicate sheet attached to your check book. That way, you will always have a copy on hand for easy reference. You keep a record of everything you wrote on the check, including the payee, the amount, the date, and any notes you have included.

Where to buy duplicate checks

Your bank should have a check catalog at the branch or on its website. Use this catalog to view and purchase checks for your account. Reputable online check printers tend to offer lower costs for duplicate and single checks, so it's worth comparing prices.

Alternatives to check duplication

If you like the idea of โ€‹โ€‹keeping records but don't want to keep paper, there are other options. Most banks have an online bill payment system that creates an electronic record of every payment you make. The record should include all the information that you would normally find on duplicate checks.

Using online banking to make bill payments allows you to keep everything you need to know about each expense in a format that is easy to search and categorize.

Please note that you may not be able to get unlimited check history online. You can periodically download your transactions from your bank to have a complete record of your purchases.

You can also take a photo or scan a copy of each check you sign. With powerful cameras on most cell phones, getting a good image should be easy. Make sure to store these images in a safe place to avoid security and privacy risks.

Record verification is another option, either on paper or electronically. Instead of a full-size copy of each check, copy the important details of each purchase. You are less likely to return a check if you balance your account with a check register.


We hope you enjoy watching this video about How To Write A Check

Source: HowToCreatorss


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